Certificate and IRA Certificate Account Rates
Rates current as of April 23, 2025
| Term | Rate | Annual Percentage Yield (APY)* |
|---|---|---|
| 6 months | 4.41% | 4.50% |
| 12 months | 4.89% | 5.00% |
| 24 months | 4.17% | 4.25% |
| 36 months | 4.07% | 4.15% |
| 48 months | 3.93% | 4.00% |
| 60 months | 3.45% | 3.50% |
| Term | Rate | Annual Percentage Yield (APY)* |
|---|---|---|
| 6 months | 4.41% | 4.50% |
| 12 months | 4.89% | 5.00% |
| 24 months | 4.17% | 4.25% |
| 36 months | 4.07% | 4.15% |
| 48 months | 3.93% | 4.00% |
| 60 months | 3.45% | 3.50% |
*
The Annual Percentage Yields (APY) quoted are effective January 1, 2025 and are subject to change without notice. Minimum deposit for all Certificate Accounts is $1,000.