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Adventure Loan Rates

Adventure Loan Rates and Terms

Buying a new or used RV, ATV, Motorcycle, Motor Home, or Boat? We offer terms to fit most any budget and up to 60 days* before your first payment is due.

Less than perfect credit? Work with us to finance your next recreational vehicle and save big money over the options available at the dealership!

Already financed somewhere else? We want your business. And when you bring your loan to On The Grid Financial, you’ll have up to 60 days* before making your first payment. That’s more cash in your pocket up front.

Are you paying at or near retail value? Add GAP protection** and peace of mind for as little as $450. Call us at 1.800.360.6362 to get more information on all three of these policies.

Rates current as of July 20, 2024

Motor Homes, RVs, Boats, & Motorcycles***
Model Years Rates Without Discounts As Low As****
2018 – newer 4.50% – 6.50% APR


New and Used Motor Homes, RVs, & Motorcycles***
Model Years Rates Without Discounts As Low As****
2017 – older 7.49% – 9.25% APR


New and Used ATVs, Jet Skis, and Tractors***
Model Years Rates Without Discounts As Low As****
2023 – newer 9.00% APR
2019 – 2022 10.00% APR




Approval subject to credit criteria. Interest will accrue from the date of the loan. This offer applies to new auto loans or refinanced auto loans from another financial institution.


Insurance and warranty products are not products of the Credit Union and are not obligations of or guaranteed by the Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the Member’s choice; and the Credit Union makes no representations as to the services of any provider.


Terms up to 96 months on higher priced vehicles, boats and RVs.


APR=Annual Percentage Rate. Your rate may be different based on your creditworthiness and could be higher than stated rate. Rates effective as of December 23, 2023. Loan amounts based on NADA retail values (National Automobile Dealers Association). All rates and terms quoted as subject to change. Membership eligibility is required. A $10 Membership Account is required.