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Insuring and Protecting My Loan

The coverage to cover you.

We all know accidents happen. We also know it’s important to be prepared when they do. Through our partnership with TruStage™ Insurance Agency, LLC we can help you protect everything that’s important to you. From life insurance that provides for your loved ones, to protection for your vehicles and home.

TruStage™ insurance has been serving credit union members for more than 80 years. They have a tradition of strength and a deep commitment to exceptional service that is trusted by millions of hard-working people like you.

Loan Services

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TruStage™ Insurance Programs:

On The Grid Financial gives all of our members a FREE $2,000 Accidental Death & Dismemberment policy. All you need to do is give us a call, and we’ll take care of enrolling you.

In addition, we offer Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage (MRC) for your vehicles.

GAP Insurance covers your vehicle in the event it’s stolen and not recovered or damaged beyond repair. This insurance will cover the difference between what your insurance company pays for the loss or damage and the balance remaining on your loan. Example: You total a car with a value of $20,000. When you submit your claim, your insurance carrier will only cover $15,000. Your GAP policy will cover the $5,000 difference.

Mechanical Repair Coverage is an extended warranty program that provides the following benefits:

  • Rental reimbursement while your vehicle is being repaired
  • 24-hour emergency roadside assistance
  • Travel expense reimbursement for food and lodging if your vehicle breaks down or is in a collision that occurs more than 100 miles from home
  • Good at any authorized repair facility in the U.S. and Canada
  • No out of pocket expenses
  • Transferable
  • Cancelable
  • Ask us about deductible options

For additional information, see our online brochure on MRC.

To find out more about GAP and Mechanical Repair Coverage or to obtain coverage, give us a call at 1.800.362.6362.

Insurance and warranty products are not products of the Credit Union and are not obligations of or guaranteed by the Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the Member’s choice; and the Credit Union makes no representations as to the services of any provider.