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Certificate/IRA Rates

Certificate and IRA Certificate Account Rates

Rates current as of May 27, 2025

Certificate Accounts
Term Rate Annual Percentage Yield (APY)*
6 months 3.93% 4.00%
12 months 4.17% 4.25%
24 months 3.20% 3.25%
36 months 3.06% 3.10%
48 months 3.20% 3.25%
60 months 3.45% 3.50%

 

 

IRA Certificate Accounts
Term Rate Annual Percentage Yield (APY)*
6 months 3.93% 4.00%
12 months 4.17% 4.25%
24 months 3.20% 3.25%
36 months 3.06% 3.10%
48 months 3.20% 3.25%
60 months 3.45% 3.50%

 

Rates

*

The Annual Percentage Yields (APY) quoted are effective May 1, 2025 and are subject to change without notice. Minimum deposit for all Certificate Accounts is $1,000.